Do you want to know how to get a loan against a car against your car in South Africa? Maybe you’re not able to pay your employees’ salaries this month, or you need additional capital to complete purchase orders? Not to worry, there is a convenient short-term solution. If you have a paid-off car, you […]
2026 Guide to Vehicle-backed Loans
In this 2026 guide to vehicle-backed loans, we look at the legal framework, qualification requirements, and repayment structures associated with vehicle-backed loans. Securing a car loan for cash sounds like the perfect short-term solution. And it can be! As NCR-accredited and SAP-registered lenders in South Africa, TLCLoans’ 2026 guide to vehicle-backed loans will help you […]
Why are Pawn and Drive Schemes Illegal in 2026?
As a legal credit provider with the National Credit Regulator, TLCLoans wants to make sure that fellow South Africans understand how “Pawn and Drive” schemes work. Let’s dive into why pawn and drive schemes are against the law in South Africa, and the top 3 red flags to look out for. Explore Legal Vehicle-Backed Loans […]


