Secure Loans Using These Accepted Assets
At TLCLoans, we help you unlock the value of your fully paid-off assets with short-term loans that are fast, safe, and discreet.
Your asset remains legally yours, it simply works for you while you access the cash you need.
Assets You Can Use for a Loan
Your asset could be the gateway to the cash you need.
At TLCLoans, we offer short-term loans against a wide variety of assets. We offer funding based on the true value of your movable assets. Whether you’re an individual or business, our aim is to help you get the most generous loan possible with minimal paperwork.
Cars
Bakkies
Motorbikes
Trucks
Trailers
Caravans
ATVs
Boats
Mobile Kitchens
Mobile Fridge/Freezers
Assets You Can Use for a Loan
Your asset could be the access to the cash you need.
At TLCloans we offer short-term loans against a wide variety of assets. We offer funding on the true value of your movable assets. Whether you’re an individual or business, our aim is to help you get the most generous loan possible with minimal paperwork.
Cars
Bakkies
Motorbikes
Trucks
Trailers
Caravans
Boats
ATVs
Mobile
Kitchens
Mobile Fridge Freezers
We Accept These Assets as Collateral
We accept a wide range of movable assets. The more valuable the asset, the higher the loan amount you may qualify for.
Cars
If you own a fully paid-off car, you can use it to secure a fast, short-term loan. For the duration of the loan, your vehicle will remain registered in your name. TLCLoans insures your car, and safely locks it away until loan settlement. Ideal for individuals needing cash without selling their vehicle.
Bakkies
Bakkies are popular for asset-based lending, especially for business owners and contractors. Your bakkie must be in working condition, fully owned, and accompanied by the original registration documents (NaTIS).
Motorbikes
We accept high-value motorcycles including sport bikes, cruisers, touring bikes, and more. All bikes must be roadworthy, unfinanced, and registered in your name.
Trucks
Heavy-duty commercial trucks, delivery vehicles, and fleet trucks can qualify for loan amounts. These are ideal for business cashflow support or bridging finance needs.
Trailers
We accept camping trailers, utility trailers, and custom-built trailers. These assets are ideal for seasonal business owners or individuals with additional equipment.
Caravans
Privately owned, roadworthy caravans in good condition are accepted. This includes off-road, luxury, and travel-style caravans used for leisure or rental income.
ATVs (All Terrain Vehicles)
Quad bikes and other off-road vehicles are also accepted as collateral. This is a great option if you own recreational vehicles or run an adventure business.
Boats
Whether you own a ski boat, fishing boat, or personal watercraft (e.g., jet ski), we accept many types of fully owned marine vehicles. Your boat must be accompanied by valid ownership documents and be in good, operable condition.
Mobile Kitchens
These assets are used seasonally at outdoor events. During the off season they can be used to help raise capital to cover day to day expenses.
Mobile Fridges / Freezers
As with Mobile Kitchens, these assets are used seasonally at outdoor events. During the off season they can be used to help raise capital to cover day to day expenses.
What Makes an Asset Eligible?
To qualify for a loan, your asset must meet the following criteria:
- Fully paid off and legally registered in your name.
- No outstanding financing.
- In good physical and working condition.
- Supported by valid documentation (NaTIS, proof of ownership, service records).
- If it's a vehicle, both sets of keys and service books should be available.
TLCLoans' Promise to You:
- We store your assets in a secure, insured facility.
- The vehicle will remain registered in your name, it will be insured by us and for the duration of the loan no one will have access to it.
- All documentation and contracts are handled with discretion and transparency.
- Once your loan is repaid in full, your asset is returned to you promptly.
- We treat every asset and client with care and confidentiality.
- Your personal details will not be shared with any other companies.
Not Sure If Your Asset Qualifies?
If you’re unsure whether your asset can be used as collateral, we are here to help. We’ll assess your unique situation and provide clear guidance.
You can reach out by completing the form, calling us directly, or sending us an email — whichever suits you best.