Applying for an Asset Loan with TLCLoans
At TLCLoans, we offer quick and confidential asset-backed loans for individuals and businesses who need access to cash.
Whether you’re looking to get a loan against your car or use a paid-off asset as collateral, we provide a safe, legal, and efficient solution. Once the loan has been approved and the paperwork completed, the money will be paid out immediately. The entire process (from the time we meet until the money gets paid out to you) takes no longer than 2 hours.
How to Apply for a Loan Against Your Assets
We make applying for a short-term loan simple and stress-free. No salary slips or bank statements are needed. We only need you to bring in your paid-off asset and the few documents listed below.
How to Get an Asset Loan in 5 Simple Steps
Choose an Asset
Apply Online or Contact Us
Visit Our Office
Complete the Process
Repay and Collect Your Asset
Your Asset Loan Journey | Step-by-Step
Step 1: Choose the asset you want to use
We accept cars, motorcycles, trucks, bakkies, caravans, trailers, mobile kitchens, mobile fridges/freezers, boats and ATVs. To apply for an asset loan, your assets must be fully paid off and registered in your personal name or company name.
Step 2: Apply online or contact our team
Submit your info using our simple contact form or call us directly on 079 159 4389. We’ll assess your asset and determine the loan amount.
Step 3: Visit our office with documentation
We will need the following documentation:
- SA ID or company registration documents
- Proof of address
- Original vehicle registration papers (RC1 / NaTIS)
- The keys, service books (this helps us verify the mileage and ultimately the value of the vehicle)
- Any asset-specific documents
Step 4: Complete the process and get paid
We’ll evaluate the asset, finalise your loan agreement, and transfer the funds while you wait. Your asset will be safely stored in a secure facility, you will be sent photos of the asset on lock up and the asset will be insured by us for the duration of the loan.
Step 5: Repay and collect your asset
Once you have paid back your loan, you will get your asset back. You will need to pay back the loan in full including the interest and all costs and then you will be able to collect your asset from our offices.